Crossmint
EU AML Lead
Madrid, Spain (also open to full remote from Spain)Full-timeGlobal
š Seniorš Hybrid
RemoteRemote work position available
Job Description
[AI-summarized by JobStash]
You will take full ownership of the EU anti-money laundering program, designing, implementing, and continuously improving AML policies and controls. You will act as the appointed AMLRO in Spain, engage with regulators and auditors, review high-risk escalations, supervise complex client onboardings, file SARs, and embed AML controls into product and operations.
Requirements
- ā6+ years of experience in AML, compliance, internal controls, risk management, or audit
- āProven expertise in KYC, KYB, sanctions screening, SAR preparation, and fraud detection
- āFamiliarity with MiCA, VASP regulation, GDPR, DORA, SOC2, and ISO frameworks
- āExperience with global AML frameworks such as the EU Fifth Directive, US Bank Secrecy Act, and FATF Recommendations
- āExperience with on-chain analysis tools (Elliptic, Chainalysis, Persona, Notabene) is highly desirable
- āRelevant certifications (e.g., CAMS, CISA, CIA) are a plus
- āExcellent analytical, communication, and stakeholder management skills
- āAbility to lead strategy and work hands-on under pressure
Responsibilities
- āDesign and implement an EU AML framework aligned with EU directives, MiCA, and local regulations
- āAct as primary AML point of contact for regulators, auditors, and banking partners
- āServe as AMLRO with SEPBLAC and lead regulatory filings and supervisory interactions
- āReview escalations involving high-risk users, transactions, or counterparties
- āSupervise onboarding of large, strategic, or complex enterprise clients
- āLead enhanced due diligence cases and determine risk outcomes
- āFile suspicious activity reports and manage special investigations
- āDesign and monitor AML-related internal controls and ensure alignment with SOC2, ISO, and DORA
- āCollaborate with Product, Risk, Finance, Security, and Engineering to embed AML controls into workflows and APIs
- āTrain teams on AML responsibilities and promote AML risk awareness
Benefits & Perks
- āUnlimited paid time off
- āCompany laptop
- āTwo performance reviews annually
- āAnnual home office and productivity stipend
- āDaily stipend for in-office meals and/or commuting
- āThree company-paid off-sites per year
- āHealth and dental insurance fully covered
- āFlexible retribution with tax benefits through Cobee
Tech Stack
GDPRfraud detectionSOC2internal controlsonboardingEllipticSARdue diligenceon-chain analysisrisk management