Ats
US Regulatory Manager
Remote (United States)Full-timeGlobal
š Seniorš Remote
RemoteRemote work position availableActivePosted within the last 30 days
Job Description
[AI-summarized by JobStash]
You will operationalize and maintain compliance with U.S. financial services laws across lending, money transmission, payments, and virtual currency activities. You will translate regulatory requirements into scalable operational controls, manage state licensing and reporting, lead regulatory risk assessments, support examinations and audits, advise on new products and partnerships for regulatory alignment, and deliver compliance training across functions.
Requirements
- ā7+ years of experience in regulatory compliance, compliance, risk management, legal/compliance, or advisory roles within financial services, fintech, payments, lending, or virtual currency businesses
- āExperience managing or supporting state-licensed lending and/or money transmission programs
- āWorking knowledge of U.S. financial services regulations including state lending and money transmission requirements
- āKnowledge of federal regulations such as Reg E, UDAAP, ECOA, TILA, E-Sign Act, and BSA/AML concepts relevant to money transmission and virtual currency
- āExperience implementing internal controls, compliance monitoring and testing, reporting frameworks, and audit/examination readiness programs
- āProven ability to work effectively across Product, Operations, Engineering, Finance, and Legal to deliver practical compliance solutions
- āExcellent verbal and written communication skills and ability to translate complex regulatory requirements into operational controls
- āStrong analytical, problem-solving, and project management skills
- āComfortable operating in a fast-paced, highly regulated, and evolving environment
- āMust live in the United States
Responsibilities
- āMaintain and scale a comprehensive compliance framework for lending, money transmission, payments, and virtual currency
- āLead enterprise-wide regulatory risk assessments and document risks, controls, and mitigation strategies
- āOversee state licensing programs including maintenance, renewals, reporting, examinations, and regulator communications
- āMonitor and interpret federal and state regulatory developments affecting bitcoin and digital asset activities
- āReview and advise on new products, services, features, partnerships, and marketing initiatives for regulatory alignment
- āCollaborate cross-functionally to identify emerging risks and drive control enhancements and remediation plans
- āDevelop, implement, and maintain internal controls, monitoring and testing programs, and issue management processes
- āSupport and manage regulatory examinations, audits, inquiries, and consumer complaints across jurisdictions
- āPartner with Product, Operations, Engineering, and Legal to operationalize regulatory requirements into business processes and technical controls
- āDevelop and deliver compliance training to ensure regulatory requirements are understood and followed
Benefits & Perks
- āCompany paid medical, dental, and vision coverage
- ā401k with employer match
- āEmployee stock options
- āUnlimited PTO
- āTraining and development opportunities
- āRemote work flexibility
Tech Stack
process mappingmoney transmissionE-Sign ActUDAAPTILAECOABSA/AMLvirtual currencyGRCregulatory examinationproject:Unchained Capital